Accelerated Digital Banking Solutions

We help banks fast-track digital transformation—making everyday banking more secure, accessible, and seamless for millions.

ekShield
Smarter, Safer Authentication

An SDK-based omnichannel solution, ekShield strengthens mobile and online banking security, enables seamless in-app authentication, and cuts costs by replacing SMS OTPs and consolidating multiple authentication layers into one streamlined experience.

ekBank Reimagining Digital Banking

Launch sleek, intuitive mobile and internet banking with ekBank, our modern accelerator designed for rapid go-to-market deployment. It delivers future-ready digital experiences, built for scale, speed, and flexibility to meet the demands of today’s customers.

ekSell Distribution Reinvented

Connect your bank to a powerful ecosystem with ekSell. Seamlessly embed credit cards, accounts, and loans into everyday platforms, reaching customers through employers, fintechs, retailers, and more—maximizing distribution while reducing acquisition costs.

Building the Future of Finance

Established in 2022 by three experienced ex-bankers, Ektar Technologies brings deep expertise in building successful business and technology functions across geographies. We deliver innovative digital solutions and help embed banking products into everyday consumer experiences.

Headquartered in Singapore, with operations in Dubai, UAE, and a tech hub in Chennai, India, Ektar partners with banks and financial institutions to power the future of finance.

Our Partners

Our Products

Ektar Technologies delivers innovative digital solutions that enhance how financial services are accessed and experienced. From platforms that drive customer acquisition and engagement, to secure authentication tools and modern digital banking interfaces.

ekShield

EkShield is a plug-and-play solution that secures mobile and web banking with seamless, device-bound authentication. It helps banks protect transactions, enhance user experience, and reduce costs—strengthening channel security across all digital platforms.

ekBank

EkBank is a next-gen mobile and internet banking platform built on cloud-native architecture. It delivers fast, personalized, and secure digital experiences through intuitive apps and web interfaces—empowering banks to meet the evolving needs of modern users, anytime, anywhere.

ekSell

EkSell is Ektar’s B2B2C platform that connects banks with retail ecosystems to enable cost-effective customer acquisition. It embeds banking products into everyday consumer experiences, helping banks grow, retailers monetize, and consumers access personalized financial offers

Vision

To make financial services effortlessly accessible by integrating them into everyday consumer journeys across digital platforms.

Mission

To connect banks with large retail ecosystems, enabling users to access financial products through the apps they already use daily.

Our Mission

We are a Digital Technology company focused on the banking and finance domain. Our mission, using digital technology, is to make everyday banking more accessible, secure and rewarding.

Our Founders

Sandeep Bose Co-Founder and CEO

Co-founder & CEO

Board Board Member at Bahrain Development Bank and Advisor at Foundation Holdings

Sandeep has 29 years of experience at Standard Chartered Bank in Consumer Banking Leadership roles. His last role was Regional Head of Personal and Business Banking for Africa, Middle East and Europe.

Ramanathan Mullainathan Co-Founder and CTO

Co-founder & CTO

Ramanathan has 23 years of IT leadership experience consulting global banks- Standard Chartered, JPMC, Fidelity, State Street, Bear Sterns. His most recent role was as Global Head, Technologies for Retail, Private & Business Banking Channels with Standard Chartered.

Sethu Ramaswamy Co-founder and CPO

Co-founder & CPO

Sethu has 26 years of experience with Standard Chartered Bank in Consumer Banking Leadership roles. He brings extensive expertise in Product Management and Credit Cards/Payments. His last role was Regional Head of Affluent Banking for Africa, Middle East & Europe.

Our advisory board

A. D. Ganesh

Founder & CEO at Quantum Consultants FZ LLC;

Ganesh has 26 years of extensive banking experience across India, Middle East, Sub Saharan Africa and Europe. He is known for establishing, fostering, and expanding a diverse and multicultural team across various markets. His Last job was at Standard Chartered Bank as Managing Director and Regional Head of commercial banking in Africa and Middle East.

Andrew Bainbridge

Chair at Private Infrastructure Development Group Limited;

He is a business leader and a professional in commercial banking and risk management. Andrew has extensive experience in emerging and developed markets, infrastructure financing, risk management, commercial banking, business strategy, and acquisitions and disposals.

Shayan Rahimi

Managing Director, MENA at Bidease;

Shayan is Known for managing strategic partnerships with innovative mobile app advertisers in EMEA start-ups, regional market leaders, and global brands. At his last job, he led the eCommerce vertical strategy and commercial partnerships at Snap MENA, partnering with leading eCommerce digital-first apps and Omni-channel retail groups.

Suvo Sarkar

Founder & CEO - 3D Advisory; Senior Advisor - McKinsey & Co; Advisory Board member - IBM; Chairperson - NewBridge Fintech

Suvo has over 36 years of experience across Asia and the Middle East. His Last job was at Emirates NBD, the biggest bank in the United Arab Emirates and the most honored in the Middle East, he held the positions of Senior Executive Vice President and Group Head of Retail Banking and Wealth Management. In 2020, he won the Global Lifetime Achievement award.

Vignesh Ramanujam

Currently leading his second venture as CEO;

Vignesh is an entrepreneur, previously he was a Partner at Lok Capital, where he oversaw investments in over 40 companies, achieving significant exits and IPOs. Vignesh has also personally supported over 50 startups globally. His expertise spans technology investing, fundraising, and early-stage strategy. With experience in investment banking and founding a fintech startup, Vignesh brings a unique perspective to his work.

What Clients are saying

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Accelerated Digital Banking Solutions

ekShield
Smarter, Safer Authentication

ekBank Reimagining Digital Banking

ekSell Distribution Reinvented

Building the Future of Finance

Our Partners

Our Products

ekShield

ekBank